Avoid Costly Mistakes When Building a New Home

General Krishna Menon 1 Dec

Building a new home is a super exciting endeavor as you opt to create the perfect space for you and your family. However, building a home is not without its costs and potential surprises… to mitigate bumps on your homebuilding journey and avoid costly mistakes, consider the following tips: Set a Realistic Budget When building […]

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Virus Anxiety and the Canadian Housing Market

General Krishna Menon 12 Mar

Virus Anxiety and The Canadian Housing Market As though things weren’t volatile enough, a new wave of virus terror is wreaking havoc on global financial markets. The novel conronavirus, COVID-19, continues to spread causing panic in worldwide stock and bond markets for the seventh day. Share prices have plummetted in Asia, Europe, the U.S. and Canada. The […]

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Condo Home Insurance By Ryan Oake

General Krishna Menon 2 Mar

  CONDO HOME INSURANCE First thing I would like to say about home insurance- this is not what we specialize in. We are experts when it comes to brokering mortgages, not determining what type of home insurance would be best suited for you. That being said, there are 3 key topics we would like people […]

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General Krishna Menon 25 Feb

  Home Sales Slip A Bit In January As Supply Tightens Pushing Up Prices Statistics released today by the Canadian Real Estate Association (CREA) show that national existing-home sales dipped between December and January owing to a dearth of new listings, especially in the GTA. As the CREA chart below shows, the pace of monthly […]

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Debt: To consolidate or not to consolidate? That is the question

General Krishna Menon 18 Feb

If you are a Canadian living in debt, you are not alone. According to Statistics Canada, household debt grew faster than income last year, with Canadians owing $1.79 for every dollar of household disposable income to debt(1). • Canadian households use almost 15% of income for debt re-payment(1). • 7.3% of this re-payment goes towards […]

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Payment Frequency By Ryan Oake

General Krishna Menon 11 Feb

PAYMENT FREQUENCY   One of the decisions you will need to make before your new mortgage is set up, is what kind of payment frequency you would like to have. For many, sticking to a monthly payment is the default, however, different frequencies may end up saving you less interest over time. Monthly Payments Monthly […]

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Bank of Canada Holds Overnight Rate…By Dr. Sherry Cooper

General Krishna Menon 28 Jan

BANK OF CANADA HOLDS OVERNIGHT RATE AS EXPECTED, BUT APPEARS TO BE LESS CONFIDENT IN THE STRENGTH OF THE ECONOMIC OUTLOOK. Bank of Canada Holds Steady Despite Economic Slowdown     In a more dovish statement, the Bank of Canada maintained its target for the overnight rate at 1.75% for the tenth consecutive time. Today’s […]

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Technology in Mortgages and Real Estate by Eitan Pinsky

General Krishna Menon 21 Jan

Technology in Mortgages and Real Estate Technology is already playing a huge role in the mortgage industry. In the past, mortgage applications had to be physically taken by hand and faxed in (what’s fax anyways?!)… It may soon by possible, with technology’s help, for borrowers to be able to fill out their own application and […]

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6 Things all Co-signors should consider By Geoff Lee

General Krishna Menon 14 Jan

6 THINGS ALL CO-SIGNORS SHOULD CONSIDER Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc. ) live out their dream of owning a home. In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measure. […]

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Building a Realestate Portfolio by David Cooke

General Krishna Menon 19 Dec

  BUILDING A REAL ESTATE PORTFOLIO More and more Canadians do not have a defined benefits pension plan. Companies are moving away from this model due to the expense of maintaining enough in the fund to pay out until the employee and survivors die. Those who are self employed also do not have pensions beside […]

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